1. Your Medical Coverage May Not Work Overseas.
Your traditional U.S. based insurance may not work abroad. We recommend reviewing the insurance protection that you do have (credit cards, health plans, etc.) and then evaluating where there could be gaps. Travel insurance was designed for the unexpected medical issue.
2. Your Credit Card Coverage May Not Be Enough.
We learned in 2020 that most travel and trip insurance policies exclude pandemics. So what does that mean for you? That you may want to explore policies with more coverage. A popular term is “CFAR” (cancel for any reason). It is harder to come by, but it could be well worth the search and purchase.
3. Medical & Emergency Evacuations Can Be Costly.
If a medical issue arises that creates a need to seek emergency assistance back in the U.S., your travel insurance may provide coverage to get you home quickly.
4. Missing Your Luggage Can Ruin A Trip.
Did you know that some policies can actually provide you with funds to replace lost luggage? This benefit can save you from spending a bundle on replacing a wardrobe that is stuck in circulation by the airlines.
5. Help Is A Quick Phone Call Away!
One of the biggest benefits to travel insurance is having another ally in your corner. When life happens (and it does), travel insurance companies can help solve complex problems in a pinch.
NOTE: All travelers are responsible for ensuring that their policy meets their personal needs. Our agency is not a licensed insurance broker, and cannot provide specific policy recommendations.